Premier Private Mortgage Lender in Oklahoma

Home Loan Assistance With Our Oklahoma Mortgage Calculator

Whether you are a resident of Oklahoma, Kansas, Texas, Arkansas, or Alabama, our professional team can assist you in the mortgage loan process. With our convenient online Oklahoma mortgage calculator, you can input your home buying information to receive your estimated monthly mortgage cost. Based on the type of loan you want to apply for, you can adjust the term year and interest rate. If you are eager for immediate answers, this tool is a great way to compare your loan options conveniently on our mortgage website. Today, you can experience a personalized plan with the lowest rates nationwide.

Fast Home Loan Applications on Our Trusted Mortgage Website

Acquiring home loan approval through our private mortgage loan company is quick and easy when you apply online with the 1003 Mortgage Application. To help you select the officer you would like to work with, we have compiled a list of our mortgage loan officers and their professional profiles. Once you have chosen one of our experts, you will click their unique “Apply for a Loan” link. We know that online applications may seem intimidating, so don’t hesitate to contact us for more information. You can call our team or visit one of our locations in Edmond, Midwest City, Enid, or Eufaula, OK. Our professionals will work with you every step of the way so you can feel comfortable throughout the process.

Local Mortgage Lender Provides Flexible Home Loan Options

The goal of our mortgage finance company is to provide you with a customized home loan tailored to your individual needs. Our loan officers are dedicated to listening to your concerns and creating a plan to benefit you and your family. We will walk you through your options in person or over the phone for your convenience. Since we are a private lender, all your information will remain secure while you quickly receive low rates. We offer flexible loan options for you to choose from, including:

• Down Payment Assistance (DPA) Loans — We offer DPA loans to reduce the amount of money you need to save for a down payment on a house. Down payment assistance is often reserved for first-time homebuyers. There are various DPA programs available based on your occupation and where you live in Oklahoma, Texas, and Arkansas.

• USDA Rural Housing Service Home Loans — USDA loans are zero down payment mortgages offered to eligible homebuyers. These loans are available to those with a certain household income living in designated rural areas. Our loan officers are licensed to offer USDA loans in Texas, Kansas, Arkansas, Alabama, Oklahoma City, and rural Oklahoma.

• Native American Home Loans — Section 184 loans, also called Native American home loans, were introduced in 1992 to assist and increase Native American and Alaskan Native homeowners. Our team can provide Native borrowers living anywhere in Oklahoma with section 184 loans.

• Conventional Loans — Conventional loans are mortgages that a government agency does not back. Instead, they are provided by private lenders like us. With increasing popularity, conventional loans make up more than half of home loans in the United States.

• Federal Housing Administration (FHA) Home Loans — Insured by the federal government, FHA loans exist for those who may not feel financially secure enough to buy a home. We are licensed to provide FHA mortgages in several states, including Oklahoma, Kansas, Texas, Arkansas, and Alabama.

• Veterans Affairs (VA) Home Loans — VA loans are designed to assist past and present military members in purchasing a home. Veterans, active-duty military, and spouses living in Oklahoma, Kansas, Arkansas, Alabama, or Texas are eligible for our VA loans.

Contact Oklahoma’s Premier Mortgage Lender Today

From the application to the end of the mortgage term, our loan officers at Financial Concepts Mortgage will be with you at every step of the home loan process. In Oklahoma City, OK we provide the best home loans with the lowest rates in the nation. As a private mortgage lender, we have the ability to create personalized loan options that meet your financial needs. Our locally owned mortgage bank provides loan origination, processing, underwriting, and closings in our office, so you know your information is safe and secure. Today, you can purchase the house of your dreams. Contact our professionals to get started.