Mortgage Loan Officers & Staff

Tim Fugazzi joined the Financial Concepts Mortgage team in 2019 and is licensed to provide mortgages in Oklahoma. With more than 20 years of firsthand experience with the military PCS process as well as three years working in the real estate industry, Tim specializes in helping active-duty military members and veterans navigate the VA loan process. His commitment to customer service and dedication to quick turnaround times are paramount. If there is a way, his team will get it done. If not, they’ll get you started on the right track to set you up for future success.

During his career, his customers and referral partners have come to expect extraordinary access to a wide range of mortgage products and a service-for-a-lifetime mentality. Word of mouth will tell you Tim genuinely cares about his clients and goes above and beyond most lenders in the industry.

When not in the office, he enjoys spending time with his family and participating in all avenues of outdoor life. Hiking, camping, and target shooting are at the top of his fun list.

Tim’s Advice for Prospective Home Buyers: Don’t make any large purchases on credit or open new credit prior to applying, and definitely not during the loan process.

Tim’s Favorite Thing About Working at Financial Concepts Mortgage: The rates are fantastic and that translates to taking the best care of the client in the long term.