Mortgage & Home Loan Application plus Options and Checklist

With Financial Concepts Mortgage, the loan approval process has never been easier! We pride ourselves on offering some of the lowest rates nationwide as well as two secure and convenient application options for prospective homeowners in Oklahoma, Kansas, Texas, Arkansas, and Alabama.

If you have any questions about our loan offerings or application process, our knowledgeable team of home loan officers is ready to help. Contact us today to start your journey toward homeownership.

Apply Online

The 1003 Mortgage Application must be completed to apply for a mortgage in Oklahoma, Kansas, Texas, Arkansas, or Alabama. Simply select the mortgage loan officer you’d like to work with and start your application by clicking their unique “Apply For a Loan” link.

SELECT A LOAN OFFICER

Call Us

Not comfortable applying online or need more information? We’ll gladly accept your application over the phone and assist you with any questions you may have. You can also visit us in person at one of our four convenient Oklahoma locations to discuss our application process.

CALL US AT (405) 722-5626

What You’ll Need

Please have the below documents and information readily available while completing your application either online or over the phone.

Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
Names/addresses of employers for the past two years
W-2s for the past two years
Tax returns for the past one to two years
A completed and signed Form 4506-T or 4506T-EZ, provided by your mortgage banker
Bank statements for the last two to three months
If self-employed: A year-to-date profit and loss statement plus signed returns for the last two years
Proof of pension income, social security or disability payments, dividend earnings, or bonuses (if applicable)
Child support or alimony payments (optional for you to disclose)
A copy of earnest money deposit
Information on debts, such as car loans, student loans, and credit cards
Security accounts (stocks, bonds, or life insurance)