During your house-hunting journey, you’ll quickly notice that many neighborhoods are part of a homeowner’s association (HOA), while others are not. As of 2019, …
What is the Difference Between Mortgage Insurance and Home Insurance?
What is Mortgage Insurance? Also known as private mortgage insurance (PMI), this coverage protects mortgage lenders if you default on your loan. As a …
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Rent a Home or Buy a Home – Which is Best?
When it comes to deciding whether to rent or own a house, the most common factor between the masses is one’s financial situation. If you can afford the monthly …
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Can I Buy a Home Loan Without a Down Payment?
If you're a first-time home buyer, you may be wondering whether you can get a home loan without a down payment. While it's possible to find lenders who will …
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What is the Difference Between a Loan Officer and a Mortgage Broker?
When it comes to home loans, there are a lot of different options and terms that can be confusing for borrowers. Two common terms you may come across are …
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Is a Home Inspection Needed for a Conventional Home Loan?
If you're taking out a conventional home loan, you may be wondering if a home inspection is needed. While it's not required by most lenders, it's still a good …
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